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Group coverage is available to businesses with as few as two (2) employees.   The following are brief descriptions of a few select plans.


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Give your employees what they want most.  FREEDOM OF CHOICE and DIRECT ACCESS to specialists.  That's exactly what you get with Health Net's ELECT Open Access.   Nearly 2.3 million Californian's rely on Health Net for quality, affordable health coverage.  Group coverage is available to businesses with as few as two (2) employees.
  • Go directly to any specialist within the Elect Open Access network of more than 40,000 physicians.
  • Choose the HMO network and enjoy a lower copayment for specialist visits.  It's up to you.
  • One of the largest HMO physician networks in California.
  • Low copayments and out-of-pocket costs - NO deductibles or confusing coinsurance to mess with.
  • Very comprehensive coverage including preventive care, maternity and optional benefit riders (including chiropractic).


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Blue Cross of California has been providing affordable, quality health plans to Californian's since 1937. Through one of the largest networks of managed care providers, Blue Cross of California is able to provide its members with excellent health care coverage, financial savings and long term rates stability.

PRUDENT BUYER NETWORK (PPO)

  • Over one-half of all physicians and hospitals are Prudent Buyer providers.
  • $10, $15, $25 and $35 No-deductible Co-Pay Plans.

CALIFORNIACARE NETWORK (HMO)

  • Over 291 Contracting Hospitals and over 20,300 primary care physicians and specialists.
  • CaliforniaCare 100, 80 and Saver Plans.

EMPLOYEE ELECT PROGRAM

  • Enables employers to offer each of their employees the freedom to choose from an unprecedented selection of Blue Cross of California medical and dental plans.  Each employee can select their own plan from the entire lineup of PPO and HMO plans (Basic Hospital Plan is excluded).


Dental and Vision benefits available also.

As an Independent agency specializing in health insurance, we constantly research the market for the best health care options. The above plans, we believe, offer some of the most outstanding value currently available. However, we welcome the opportunity to quote any other plans you may desire.