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Give your employees what they want most.  FREEDOM OF CHOICE and DIRECT ACCESS to specialists.  That's exactly what you get with Health Net's ELECT Open Access.   Nearly 2.3 million Californian's rely on Health Net for quality, affordable health coverage.  Group coverage is available to businesses with as few as two (2) employees.
  • Go directly to any specialist within the Elect Open Access network of more than 40,000 physicians.
  • Choose the HMO network and enjoy a lower copayment for specialist visits.  It's up to you.
  • One of the largest HMO physician networks in California.
  • Low copayments and out-of-pocket costs - NO deductibles or confusing coinsurance to mess with.
  • Very comprehensive coverage including preventive care, maternity and optional benefit riders (including chiropractic).



Dental and Vision benefits available also.

As an Independent agency specializing in health insurance, we constantly research the market for the best health care options. The above plan, we believe, offers some of the most outstanding value currently available. However, we welcome the opportunity to quote any other plans you may desire.