Our customers told us they wanted top quality healthcare, a variety of plans to select from, excellent claims service and fair,competitive pricing. After much research and analysis, QuoteSmart Insurance Services has selected Conseco Medical Insurance Company's Med IV Personal Major Medical Insurance Plan as the optimum product for our informed and price-conscious clients.



Click Here to get your instant Med IV quotes. Pick the Med IV plan that suits your needs and then customize it to fit your budget.

Med IV Means Choice
Med IV has four distinct plan designs*

Regional Health Plan (RHP)
Med IV's most popular plan design (where available) is the Regional Health Plan (RHP). In general, you'll pay even lower premiums for an RHP than for a PPO plan.

Similar to a PPO plan, you don't have to choose a primary care physician with an RHP. You may use any doctor or hospital within your local RHP network and receive full benefits. Reduced benefits are paid for non-emergency, out-of-network services.

Preferred Provider Plan (PPO)
If you're interested in reducing healthcare costs while still enjoying the security of top-quality coverage, a PPO plan is a smart choice because premiums are lower than for a comparable ALL-PRO plan.

You don't have to name a primary care physician. You may use any provider within the PPO network and receive full benefits. If you receive non-emergency services outside the network, the plan pays reduced benefits.

All-Provider Plan (ALL-PRO)
An ALL-PRO plan is the best choice for those who want the freedom to choose any doctor, hospital or other qualified healthcare provider.

Medical Savings Account (MSA)--Qualified Plan
By establishing an MSA in conjunction with the purchase of a high-deductible MED IV insurance plan, self-employed individuals and their families receive tax benefits as well as premium savings.

If you incur medical expenses, you can withdraw money from your MSA to help cover your Med IV deductible, pay for your share of healthcare costs covered by your Med IV plan, or to pay for expenses not covered by your insurance. If you choose, you can let the funds accumulate until retirement, similar to an IRA.

* Plan availability varies by state and zip code.

Med IV Means Protection
Conseco Medical Insurance Company's Med IV Personal Major Medical Insurance plan offers you broad, dependable and competitively priced coverage that you can tailor to fit your needs and budget. Click here for a description of how MED IV works.)

Note: Certificate/Policy Forms GHC-8783, IHP-8826, IHP-8783, GHC-8858 and GHP-8858P are underwritten by Conseco Medical Insurance Company. For more complete product information, including benefits, limitations and exclusions, please refer to the product brochure and proposal contained in your application kit.